Agent Page
My Posts/Listings
Twin Cities Real Estate-Investment Property In Minneapolis St Paul
This is a recent power point I’ve just put together. It gives you some ideas and information before you begin investing in real estate. Unlocking The Door To A World Of Real Estate Wealth View more presentations from John Mazzara Powered By WP Footer Read More →
Learn More About 203K Loans For Home Fix Up Upon A Purchase As Well As Home Improvement
These guys do a pretty good job of explaining the process. Check it out. WE do have outlets for the 203K loans at this time-both streamline and FULL 203K loans. Call us today-952-285-4319 NMLS #373115 Venture Development http://www.VentureLoanApp.com 203k Home Improvement Loans Part 2 of 2 Powered By WP Footer Read More →
Funny Video That Explains The Banking System & Our Economy Of Today
You will find it funny, you will find it sad, but you will find it very similar to where we are today. It is called the American Dream. It explains a lot. Watch it once, then watch it again. History repeats itself because we are such poor students of history. Powered By WP Footer Read More →
Insured Conventional Loan Vs FHA-Which Is Better
There are many factors that go into a loan decision-credit scores, down payment, debt ratios, etc. One big question is whether you should consider buying a home with an insured conventional loan using 5% down or applying for an FHA loan with 3.5% down. The information below might make that decision easier. In fact, if FHA continues to raise the cost of their monthly mortgage insurance-known... [Read more]
How Does RE/MAX Compare? Let’s look at 2011
The numbers are now out! RE/MAX is a top producing company. In many markets, RE/MAX is the leader-often head and shoulders above the competition. I have been with RE/MAX for 16 years. Prior to that, I was with another large company for 10 years. Before you select an agent, interview a RE/MAX agent. I think you will agree that there is a difference. If you’re in the Twin... [Read more]
GoDaddy CEO Hunts Elephants
Powered By WP Footer Read More →
Twin Cities Market Report 2010
Have you ever wished you had all the metrics of the marketplace in once nice concise report? Well now you do. Our board of Realtors compiles an annual report showing comparative data. While each home is different, pricing trends are trends. The data since the end of 2010 going into 2011 has gotten worse. If you’d like me help you interpret the information as it might pertain... [Read more]
Underwater Homeowner Refinance Programs Extended For 1 More Year
FHFA Extends Refinance Program By One Year Washington, DC — Federal Housing Finance Agency Acting Director Edward J. DeMarco has announced an extension of the Home Affordable Refinance Program (HARP), a refinancing program administered by Fannie Mae and Freddie Mac, to June 30, 2012. The program was set to expire on June 30 of this year. In addition, Fannie Mae and Freddie Mac... [Read more]
WHY Pick RE/MAX?
There are lots of reasons why you might choose to select one agent or company vs another. Unless you have a best friend or relative who you “have” to use, I would like to show you how I am different. I believe I have an excellent value proposition as to why you would select me as your agent and RE/MAX as your company. I would welcome the opportunity to meet with you... [Read more]
Down Payment Assistance Synopsis
Where there is a will, there is a way. There are many many programs today that are city specific. So, the attached synopsis is a multi county foreclosure down payment assistance pool. Basically, there is money available for purchasers of distressed homes. If you want to buy a home and are flexible in which area you make your purchase, we can try to find you some programs. ... [Read more]
Gifts and Grants can be considered towards borrowers funds on certain 3% down conventional loans
Yes, you read that right. I just got an email today from a leading mortgage insurance company that is willing to underwrite this loan. You will need at 740 or better score. But, what an opportunity. In many ways, this is like FHA, but with a little higher credit threshold. The KEY difference, besides credit score, is the lack of an upfront MI (mortgage insurance) premium and as... [Read more]
Purchase 80/10/10 and 80/5/15 STILL exists
As of this post, the 80/10/10 and 80/5/15 can still be done. While underwriting has allowed it, it has been very difficult to find a second mortgage product that would write a 5 or 10% second mortgage. Well, after many phone calls, we have sourced two lenders who at this time are willing to offer the second mortgage. One is a bank and the other is a credit union. As with EVERY... [Read more]
What Is Your Home Worth Today?
I found a cool resource at http://www.FHFA.gov. If you go there, in the middle of the page you will find something called the Home Price Calculator. You input your home purchase information in terms of State, quarter in which you purchased and the quarter in which you’d like to get the valuation. Next, you hit calculate, and it will show you a chart. While it isn’t... [Read more]
Did you know-Current & Future Housing Data
Watch this video-then call me to help you buy or sell a new home or investment property. Powered By WP Footer Read More →
4 Tips to Determine How Much Mortgage You Can Afford
By knowing how much mortgage you can handle, you can ensure that home ownership will fit in your budget. Here are six surefire ways you can get your finances in order before you buy a home. Homeownership should make you feel safe and secure, and that includes financially. Be sure you can afford your home by calculating how much of a mortgage you can safely fit into your budget. Instead... [Read more]
Two Special Twin Cities Home Buying Programs
One program is called FPP-Foreclosure Partnership Program, and the other is NSP2 Homebuyer Assistance Program. Both programs offer incentive money for a purchase. I can use these financing programs with one of our mortgage investors. Consider checking them out to see if they’d work for you. HennipenCounty-Non-forclosedHomes-overview HennipenCounty-Nsp2-overview ... [Read more]
Rebuilding Credit To Get A Mortgage
Often, especially in this market due to the recession, we find potential home buyers who have had a life event or “bump in the road” that affects their ability to obtain a new loan. If you want to buy a home, you will have to have a certain number of reporting trade lines and for certain length of time. MOST mortgage programs require 3-5 trade lines and a minimum of two... [Read more]
Buying Rental Property In The Twin Cities
Have you ever wanted to own rental property, but were unsure where to start? I teach a class on the topic. I’ve decided to make the outline into a PPT. I cover the information in my class in much more depth and breadth, but this will give you a lot of useful information. If you are interested in discussing purchasing a rental property as an investment, just give me a call... [Read more]
Mortgage Insurance May Still Be Deductible For Some Buyers
Yipee-It looks like mortgage insurance will remain deductible for some home buyers. When we look buying a home, you need to consider all aspects. One main one is mortgage financing. There are ways around mortgage insurance by doing split loans-like and 80/10/10 for example or LPMI-which stands for lender paid mortgage insurance-which means the interest rate is higher. Rather than... [Read more]
Is There An Opportunity Right In Front Of YOU
I just watched an amazing video which I’ve posted below called the Money Tree. There are so many different interpretations. One that struck me was that people are oblivious to opportunity that is right in front of them. How many of us are looking for something that we already have or is within our reach? How many people are NOT buying real estate today when they could be... [Read more]
December Is The Time To Reflect
Are each of us doing all we can to make the world a better place? Many of us have our favorite charity and organizations we support. RE/MAX is a very large sponsor of Children’s Miracle Network. Many people don’t realize how much has been given. Each time I sell a home, I automatically donate a portion of my commission to this organization. Other RE/MAX agents like... [Read more]
Getting Ready to Sell Your House
While most experts see little good news in 2011’s housing market, economic downturn is no reason to neglect maintenance on a home or lose sight of future plans to relocate. The critical issue is planning intelligently for what spending you do now to make sure it’s worth your money later. And even if your plan to sell your property is more than a year away, it’s not a bad idea... [Read more]
HUD Has A YouTube Channel-Here Is There Vid On Buying A Home
Powered By WP Footer Read More →
Google lets you create cool templated websites
Just an idea for anyone who wants to set up something quick and easy: https://www.google.com/accounts/ServiceLogin?continue=http%3A%2F%2Fsites.google.com%2F&followup=http%3A%2F%2Fsites.google.com%2F&service=jotspot&passive=true&ul=1 Powered By WP Footer Read More →
Can Home Ownership Contribute To Your Wealth?
Based on the implosion of equity in the past few years, one begins to wonder. At the same time, if you look back from a historical perspective, home ownership and home equity have contributed to the net worth of many. Recently, there was a study/survey done by the Federal Reserve. NAR presents and interprets the resultshttp://www.realtor.org/research/economists_outlook/didyouknow/dyk111610dh ... [Read more]
Minnesota Foreclosure And Distressed Home Fact Sheets PLUS Twin Cities First Time Buyer Special Programs
I have mentioned it before, but I really am impressed with the Minnesota Home Ownership Center. I frequently get calls from people who need to find information about how best to deal with a distressed real estate situation. You must visit their website and bookmark it for future reference. Here are just some of the links you need to look at: Foreclosure & distressed property fact... [Read more]
Minnesota First Time Home Buyer Tips
A buyer in Minnesota, and specifically the Twin Cities area-Minneapolis/St Paul, should consider visiting the board of Realtors site at http://www.MplsRealtor.com On the tab regarding market activity, they will be able to click through and find out aggregated information that is compiled into city specific reports. For example, Minneapolis real estate will be broken down into the... [Read more]
Top Seven Tips For Home Buyers
Recently I was asked to create a list of top tips. Here is my list. I have been selling homes for over 25 years. I hope these help you make better choices and improve your real estate making decisions. 1) Before you begin to search for a home, always get prequalified FIRST. Seek out an experienced mortgage broker to arrange your financing. Even if you think you want to use a large... [Read more]
Data.gov – A Cool Site With Lots Of Great Info
http://www.Data.gov I just found this site and wanted to share it. It has a ton of info and reports. If you have a project or just an “inquiring mind”, this is sure to be a hit. Check it out and get the data you need. Powered By WP Footer Read More →
Whitetail Deer Hunting Tips – Help For Your Hunt
By S. George Hunting whitetail deer has always been a popular leisure activity in America, but did you know that their numbers were once almost wiped out due to excessive hunting? A number of stringent game management measures that were put into effect over the years, have helped restore the whitetail deer population again. The male deer is called a buck and is easily spotted because... [Read more]
Hunting Utopia – Wisconsin Deer Hunting
By Wesley Locklear When I moved to Wisconsin from North Carolina in June of 2000. I was excited about the opportunity to go deer hunting. My father in-law and brother in-law both had long traditions of going out the weekend before thanksgiving with the intent of harvesting a huge Wisconsin buck. I did not own a rifle so I borrowed my father in-law’s 308 and took to the woods.... [Read more]
Check Out Energy Rebates
EnergyStar.gov – Check Out Energy Rebates This is a government site that offers lots of energy saving tips as well as explains what energy saving grants or credits might be available. Powered By WP Footer Read More →
Twin Cities Foreclosure Trends-From our MLS & Realty Trac
Besides the board of realtor sites: http://theThing.mplsrealtor.com and market data posted elsewhere at http://www.MplsRealtor.com I have a subscription to Realty Trac. My subscription gives me additional data about foreclosures and trends within certain zip codes. This is in addition to my daily subscription to Finance & Commerce (a business newspaper that prints all the... [Read more]
Real Estate Information
These are a couple of my newsletters that have a ton of valuable information. Go check them out. Foreclosure Market Trends Newsletter http://www.realtytrac.com/MarketTrends/NewsLetter.aspx?guid=131bd355-1b69-4bd1-99cd-2f0c9a936810 Real Estate Cyber Space Tips http://www.REcyber.com/cybertips/r11627 Powered By WP Footer Read More →
Outstanding Video-An Inspiration To All-Be The Best You Can Be!
Powered By WP Footer Read More →
Twin Cities Home buyer book
Thinking about buying a home but don’t know where to start? Why not start by reading the home buyer hand book that we have provided below. It is a great place to start to get the information you need. When you’re ready, we would love to help you find and finance a new home. MN Home buyers handbook View more documents from John Mazzara. Powered By WP Footer Read More →
Open Source Documents-Unbelievable Resources-Find YOUR topic of Interest
If you’ve never visited http://www.Archive.org, you are missing a wonderful site. From this site, you will find many resources that are out of copyright and you can download and use them as you wish. You will find all the classics and some fun things as well. Just for fun, I have the download of a book called “Little Gardens” which is a book about setting up... [Read more]
Deer Hunting Rifle Suggestions
Deer Hunting Rifles — powered by eHow.com Powered By WP Footer Read More →
Man Vs Deer
Powered By WP Footer Read More →
Sell Your Home Faster-Learn The Home Selling Secrets Of Successful Sellers
Here is a special report that outlines over 450 ideas on how to sell your home faster. This report is just one of the many home buyer, home seller, and investor reports that I can make available to you. Read this report and call me to arrange a time to see how I can help. Download Now Powered By WP Footer Read More →
Supreme Court Must Not Allow Local Gun Ban Laws To Stand
White House Gun Agenda Attacks Being Argued In Supreme Court It’s official Obama was lying, and now White House Gun Agenda Attacks are set to be argued in Supreme Court. The long-awaited challenge to Chicago’s handgun ban will be heard by the U.S. Supreme Court on March 2, 2010 and already it is looking like everyone, on both sides of the issue, anticipates that the justices... [Read more]
Obamacare May Target Gun Owners
Who might be the next victim of Obamacare? Gun owners. Government health care reform “will most likely dump your gun-related health data into a government database…that can preclude you from owning firearms,” said Gun Owners of America, in an email notification to their members, shortly before the health care debate on Saturday. GOA said that diagnoses such as post-traumatic... [Read more]
The Book Most Feared by Gun Grabbers in Government and Media
The Book Most Feared by Gun Grabbers in Government and Media Assault on Weapons: The Campaign to Eliminate Your Guns When You and Other Thinking Americans Read it Firearm Haters Can Kiss Their Gun Ban Plans Goodbye! Select Here to Buy Your Book Now! http://www.amazon.com/Assault-Weapons-Campaign-Eliminate-Your/dp/0936783605/ref=sr_1_2?ie=UTF8&s=books&qid=1254781934&sr=1-2... [Read more]
Very Cool Hunting Website
As a mortgage broker, one of the companies we sell loans to is Agstar. I was reading through the 2009 Minnesota Hunting & Trapping Regulations Handbook and there was a full page add for a website offering to finance hunting land. The specific hunting website that Agstar created is http://www.YourHuntingRetreat.com I was especially impressed with the link on the site to Resources. ... [Read more]
Whitetail Deer Hunting For Beginners
By Razvan Jr Whitetail deer hunting is one of the most popular hunting genres in the entire world with more and more enthusiasts every year. For a first time whitetail deer hunter it can be a rather difficult thing to do that is why a few tips and tricks about this type of activity are needed in order to start out with decent results. Experienced hunters recommend checking the hunting... [Read more]
Deer Hunting Equipment Used by Successful Hunters
By Ronan Bill The correct deer hunting equipment in the UK and other countries is an essential part of the hunt itself. In today’s market there is a vast array of hunting equipment to purchase for deer and other game. So if you expect your hunting season to be successful, you have to start out with the right type of equipment. Here are a few ideas on how you can have a successful... [Read more]
A Guide to Deer Hunting Accessories
By John Border As a deer hunter you should be able to go out and hunt without any hassles in the hunting area. For hassle free hunting you will need to make sure that as a deer hunter you have all the accessories with you. Of course there is no end to the hunting accessories but there are some things that you just cannot ignore. The main things that you need to have in the arsenal... [Read more]
3 Killer Deer Hunting Tips – No Pun Intended
By Charles Binow After writing the title for my article, I realized just how funny it really was. Trust me, there was no pun intended there at all. Anyway, if you’re reading this article, then my guess is that you’re interested in deer hunting and that you’d actually like to learn a few things that will help you to come home with something instead of empty handed... [Read more]
Deer Hunting – What You Need to Know
By Peter Gitundu Deer hunting is one interesting activity. Different types of game can be hunted but in the USA, though the deer is widely hunted to control the number of deer at the ranches. There are many hunting fields in Texas and one can use the internet to find the ranches that they will find most suitable. After going through a couple of ranches, one has to make a booking so... [Read more]
Deer Hunting Scent Free
By Todd Janssen I know a lot has been written about eliminating human scent while deer hunting. It still amazes me that so many hunters neglect this aspect of hunting big game. Although human odor cannot be 100% eliminated, it can be minimized or reduced to the point that deer will not notice it or even react to it. The reason that the human odors can never be completely eliminated... [Read more]
Mule Deer Hunting? Things You Must Learn Before Your Hunting Trip
By Abhishek Agarwal A brownish-gray in color and stocky in build, mule deer are spread far and wide across western Canada and western USA, as well as to the eastern states of Wisconsin and Texas. They have got their name from their long and mule-like ears which can attain lengths of 10 inches. Though white-tailed deer hunting is also a popular sport, people put a higher preference... [Read more]
October Deer Hunting Tips
By Dale Bender Bow hunting seasons are now open in most states. Here in Wisconsin we have been hunting for a few weeks now. We have passed up shots at some smaller bucks. The bigger deer have failed to show themselves yet. Now is the time to hunt close to the bedding areas. The deer have sensed the change in the seasons and have noticed the increased human activity in the woods. The... [Read more]
Deer Hunting Tips
By Anne Clarke The best deer hunting tips are the ones that you figure out for yourself and can offer to others. After all, few things feel better than finding the way that works for you. Of course, until you reach that point, here are some deer hunting tips to help you get there. Deer Hunting Tips: · Deer are generally crepuscular: they are often active at dawn and dusk and sleep... [Read more]
Deer Hunting on the Move: Stillhunting for Deer, or, Getting off the Stump
By Paul D. Smith Deer hunting on the move, or stillhunting, is commonly misunderstood as to what it is and how to go about it. It is stalking deer, not waiting on a stump or in a blind for the deer to come to you. It can be the most rewarding deer hunting experience you can do. It can also be the most frustrating, since it is a skill which requires you to slow everything everything... [Read more]
Why I Own a Gun
This just about says it all. Now I won’t have to explain my guns and the use of them… PEOPLE ASK WHY? Why I Carry a Gun My old grandpa said to me son,’ there comes a time in every man’s life when he stops bustin’ knuckles and starts bustin’ caps and usually it’s when he becomes too old to take an ass whoopin’. I don’t... [Read more]
Beautiful Snow Moose A Must See
You probably won’t see this again in your life time! “Be sure to show this to you children or grandchildren…” These animals were photographed just north of the Wisconsin border on a highway near Marenisco , MI … Once in awhile there is an opportunity to take in a piece of nature that you may never see… In these days of unrest and... [Read more]
MANLY BBQ………. A Man’s Grill!
Now this is a BBQ guaranteed to get everyone’s attention… ..I think it should be towed with the barrel facing backwards… then you wouldn’t have to worry about anyone tail-gating you….I don’t know for sure but my guess is the owner is from Texas !!!!!! BBQ RULES We are about to enter the BBQ season. Therefore it is important to refresh your memory... [Read more]
Minnesota Real Estate Newsletter Gives Access To Great Computer & Life Tips
I maintain a number of real estate sites, blogs, and newsletters. One newsletter that provides a number of computer tips to help you function better with a computer is http://www.REcyber.com/cybertips/r11627 The site is full of cyber space tricks and great places to visit. We have link to this site on the list of MN Real Estate links, but I wanted to highlight this particular newsletter... [Read more]
Supreme Court Justices Agree To Take On Landmark Gun Rights Cases
Here is the link to the story. http://www.cnn.com/2009/CRIME/09/30/scotus.state.guns/ Powered By WP Footer Read More →
How to Hunt Deer : How to Field Dress a Deer: Part 3
Powered By WP Footer Read More →
How to Hunt Deer : How to Field Dress a Deer: Part 2
Powered By WP Footer Read More →
How to Hunt Deer : How to Field Dress a Deer: Part 1
Powered By WP Footer Read More →
Deer Hunting — BIG 8pt Buck Down!!! 156 B&C
Powered By WP Footer Read More →
Ever Wonder Which State Has The Highest Gun Ownership?
Now you can find the answer: http://www.washingtonpost.com/wp-srv/health/interactives/guns/ownership.html Powered By WP Footer Read More →
The Obama-ACORN Anti Gun Conspiracy
ACORN — the Association of Community Organizations for Reform — a publicly funded national organization is using your tax dollars to actively interfere with the Second Amendment exercise of gun rights in New Jersey and elsewhere. ACORN went public with its gun control activism when it intervened in an unsuccessful attempt to defend Jersey City, New Jersey, a hot bed of... [Read more]
